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Money Magick

By Money / FinancesNo Comments
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I previously posted about my finances (See Credit Crunch). I had wrote a letter to the bank explaining my income, my expenses and one off expenses this month (MOT, Road Tax, etc.). I also advised the bank when the best time (for me) would be to reduce my overdraft facility. I then sent out some energy intentioned to help sort out my finances into the astral plane.
(Note: Citrine is a good crystal for money magick.)

I recieved a letter a few days ago from the bank stating they will not reduce my overdraft this month. They have stated that they will review my account monthly. So I still need to watch what I spend and save up to pay the overdraft back a.s.a.p.

It reminded me of my strong will and personal power that I have to influence mine and others lives. But I always need to remember: With great power comes great responsibility.

In love and light,

Antony x

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Credit Crunch

By Money / FinancesNo Comments
Reading Time: < 1 minute

I must admit that I was worried about the credit crunch when I applied for a mortgage (see The Move). But it all was fine and I thought I had escaped any impact the credit crunch could have on me, wrong!

My main overdraft account is being reduced by £1,000. Ok this is not really because of the credit crunch. Apparently it’s in the terms and conditions of my account as a graduate. 🙁 I mean who reads the small print when you open a new account?

My other account the bank has wrote me a letter. It says I am no longer “elligble” for my £450 overdraft. Not elligble. This could potentially be the credit crunch or the fact I don’t fund the account as much as they would like.

So I have had to find £1, 450 extra cash. Inaddition to this it’s the dreaded car month. You know the month when your MOT, Car Insurance and Road Tax is due.

Recognising this cash flow problem I applied for a credit card. Tesco and M&S rejected me, can you believe it? I have never had a credit card before but always paid my other bills (mortgage – rent before this, phone bills, etc.) on time. The cheek of them. I applied for one more with The Bank of Scotland. Approved. Yes. Must remember not to go crazy with it.

Write soon,

Antony

(P.S if you happen to know the winning lotto numbers…feel free to post a comment with them!)

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