Ever since I saw my good friend Steve’s iMac, I’ve wanted one. This desire has meant that every time I’m in Manchester, I simply had to play with iMac’s in the Apple Store. But the thing that always stopped me from purchasing: the price. Then I sat down and worked out how much I spend [...]
After the Christmas period many of us feel the financial pinch. There are two ways essentially in finance to deal with this: 1. increase your income or 2. reduce your expenditure. I’m voting for the latter by attempting to live more frugally. To live frugally means: Frugal Definition adjective not wasteful; not spending freely or [...]
I previously posted about my finances (See Credit Crunch). I had wrote a letter to the bank explaining my income, my expenses and one off expenses this month (MOT, Road Tax, etc.). I also advised the bank when the best time (for me) would be to reduce my overdraft facility. I then sent out some [...]
I must admit that I was worried about the credit crunch when I applied for a mortgage (see The Move). But it all was fine and I thought I had escaped any impact the credit crunch could have on me, wrong! My main overdraft account is being reduced by £1,000. Ok this is not really [...]
