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Credit Crunch

Posted on:Monday 24 August 2009 @ 17:14, by Antony

I must admit that I was worried about the credit crunch when I applied for a mortgage (see The Move). But it all was fine and I thought I had escaped any impact the credit crunch could have on me, wrong!

My main overdraft account is being reduced by £1,000. Ok this is not really because of the credit crunch. Apparently it’s in the terms and conditions of my account as a graduate. :( I mean who reads the small print when you open a new account?

My other account the bank has wrote me a letter. It says I am no longer “elligble” for my £450 overdraft. Not elligble. This could potentially be the credit crunch or the fact I don’t fund the account as much as they would like.

So I have had to find £1, 450 extra cash. Inaddition to this it’s the dreaded car month. You know the month when your MOT, Car Insurance and Road Tax is due.

Recognising this cash flow problem I applied for a credit card. Tesco and M&S rejected me, can you believe it? I have never had a credit card before but always paid my other bills (mortgage – rent before this, phone bills, etc.) on time. The cheek of them. I applied for one more with The Bank of Scotland. Approved. Yes. Must remember not to go crazy with it.

Write soon,

Antony

(P.S if you happen to know the winning lotto numbers…feel free to post a comment with them!)

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This Weekend & The Cabinet

Posted on:Wednesday 17 June 2009 @ 22:10, by Antony

As you are probably aware from my previous post (see David & The Housewarming), I have canceled my housewarming. This ment I needed to make plans for the weekend. So Simon have decided to go to Manchester Minerals.

A few months ago I went with David and I saw this beautiful quartz cluster that was £200. Rather sensibly David suggested that I didn’t really need it and that there were more important things I needed for the apartment (see The Move). He was right. But Simon and I are going back to see if it’s still there, if It is I was meant to be.

Talking about things I want, do you remember The Cabinet? Well it’s been reduced, but it’s still expensive. I can visualise it in my living room. I guess I’ll have to see how much I get paid and really think about if it’s worth the price. I could even hold on to see if they reduce it more but there’s always a risk that they’ll sell out. What do you think I should do?

Blog soon,

Antony x

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The Cabinet

Posted on:Tuesday 2 June 2009 @ 22:07, by Antony

Have you ever had an image of a piece of furniture or other item in your mind before you’ve even seen it?

This was the case with a beautiful cabinet, I had never seen it. But I could describe it, frosted-glass silding doors with metal feet an inside wooden shelf sideboard. It needed to be the right height to fit under my in my living room window. And the reason for the sliding doors is so that I don’t have to move my couch up making the living room look squashed (see The Move).

I randomly typed in to google: frosted glass sideboard.

And I found it! See http://dwell.co.uk/106431. The problem? The price. Well over-priced. I have searched high and low to find this cheaper but I’m struggling.

So if you see my beautiful, cabinet some where, please let me know.

It is weird how I had the cabinet in my head clearly with out ever seeing it.

Write soon,

Antony

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The Move

Posted on:Sunday 17 May 2009 @ 22:17, by Antony

Hi All,

I’m back! The move to the new apartment (see Things are changing…) was on Friday 24th April 09, which coinsided with the evening I was going to see Girls Aloud. I got the keys at half two in the afternoon and soon after had to leave my lovely new place to go to David’s to get ready for Girls Aloud. I will be sharng some Girls Aloud photos from the gig in a blog post soon.

I was lucky to have a full week off work to move and nip to IKEA. Mum came with me to Ikea, all I have to say is: NEVER buy Ikea furniture. It never goes together exactually as it’s suppose too. When you have finally managed to build the piece of furniture (usually after many choice words directed at the inatimate object), you always have left over screws.

I managed to blag David in to building the bookshelf with me. It was suppose to be a bit of fun but was actually quite a stress for us both. He decided to let me build a lovely antique style desk (which I shall be using to do some creative writing – hopefully in the near future). After much stress (and again choice words directed at the inatimate desk) I have managed to build it.

So I think it’s time you saw some pictures? Ok, here you go:

Hall

Living Room & Kitchen

Office & Guest Bedroom
(Also known as ‘the junk room’)

Master Bathroom

Master Bedroom & Ensuite

I would like to take this opportunity to thank all of my family and friends who have sent cards (and in some cases gifts). You shall all be invited to the house warming, err, when I organise one. (June sounds like a good month.)

I think that’s a good substantial first post-move post.

Coming soon, see photos from the Girls Aloud gig, hear about the dreaded BT (and discover exactually HOW I’m online), laugh at the scape goat, find out what I got up to on my birthday (23 now! I think…), see photos of some of my birthday gifts, find out how domesticated I am (or not as the case may be), find out about The Cabinet!, what happened when David and I adventured on our week off, and sooo much more!

I’m back world, look out!

Antony

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Charity begins at home?

Posted on:Saturday 7 March 2009 @ 12:00, by Antony

Radio 1 has done my head in this week! To the point were I have actually turned it off. I have felt bombarded in my own car!

Chris Moyles and some other celebs have been climbing Mount. Kilimanjaro for Comic relief and all I’ve heard all week is donate, donate, donate. Calls from the Dj’s inbetween each song, countless adds for it (I mean the BBC is suppose to be an add free service – that’s why we pay our TV licences).

Now there’s two things here:
1. Repeatly been asked to donate (that has triggered this rant)
2. Charity begins at home.

1st – I don’t mind being asked once, twice or even daily. But what seems like 100’s of times in a day? Come on.

2nd – To me charity begins at home. I am broke as are many of my family and friends due to the credit crunch and we are in debt. In fact some of my friend’s are struggling to eat well and also struggling to pay the bills to keep the roof over their heads. So if I had any free cash to give to charity – I would much rather give it to my family or friends to support them in this difficult time.

Is this right? Do you think Charity begins at home?

Take heed Radio 1 you will loose listeners repeatly bombarding us with charity appeals. And I for one will not be tunning in again until comic relief is over.

Rant Over,

Antony

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